With more than 30 years of experience in benefits consulting and financial services, Carl pioneered the fiduciary approach to benefits advisory services. His interest in treating the employer’s money like his own led Carl through years of research culminating in the development of his proprietary FairCo$t Health Plan, an innovative plan design seamlessly integrated with a High-Performance Healthcare Solutions platform that provides best-in-class benefits at substantially lower costs while improving clinical and financial outcomes for health plans and their members.
By serving as a Fiduciary and Steward of our client’s health plan dollars, and focusing on how to reduce the cost of healthcare (rather than the cost of insurance), we operate more as Population Health Managers rather than as “Brokers”, allowing our team to specialize in Cost Containment and Risk Mitigation strategies that result in dramatic reductions in the overall health plan spending of our clients. Our more than 150 years of combined experience in benefits planning, allows us to offer our clients improved cash flow, “employer-friendly health plans” and lower cost trends over time.
Carl has successfully networked with other trusted partners/vendors such as insurance companies, PBM’s, TPA’s, health care destinations, employee benefit communication companies, and onsite clinics. To the delight of his clients, he has a proven track record of bringing comprehensive High-Performance Healthcare Solutions to businesses regarding healthcare costs, benefit design, improved medical outcomes, and improved employee communications. Carl is an employer advocate and provides easily understood solutions and encouragement to employers.
A founding Health Rosetta Charter Certified Advisor, Carl’s work as a consultant has been nationally recognized as he is a highly accomplished speaker and author who is engaged in the pursuit of EMPLOYER-BUILT Healthcare to replace the archaic Insurer-Built Healthcare system that has ceased to meet the needs of employers and their employees.