EMPLOYER-Built Healthcare: Having Health Insurance YOUR Way And On YOUR Terms – Traverse City, MI – click here to see the Agenda. Carl Schuessler, Jr. spoke with Kristine Scheer Traverse City Golf & Country Club to a group of employers in the community about how employers are saving 20-40% on their health insurance rather than taking another last-minute increase, and how employers are improving health coverage, reducing claims, and significantly improving pharmaceutical costs – all while saving 20-40%!