Mitigate Partners’ team member and advisor Carl Schuessler shares his perspectives on healthcare and employee benefits in a challenging market. Specifically, Carl covers how employers can manage healthcare like any other cost by shifting from insurer-built, passive plans to employer-built, actively managed designs. Carl shares candid tactics on data, precision testing, and honest change management that help advisors become true risk partners in following areas:
- defining a health plan mission that aligns to EBITDA and predictability
- focusing on data hot spots such as MSK, imaging, pharmacy, and facilities
- using billing audits and cost containment partners to reduce leakage
- when and how to apply precision tests as costs drop
- overcoming fear of self-funding with worst-case clarity and reserves
- building crawl-walk-run-fly ramps with navigation, pharmacy, and bundles
- unbundling components to align incentives and improve outcomes
- elevating advisors to CFO-level strategic partners
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