This unfair advantage motivated Fox to create something truly remarkable. CBG Health was born to bring jumbo employer contracts down the market to small and medium-sized companies. This empowers employers to purchase healthcare like Walmart.

CBG Health separates itself from other consulting firms by guaranteeing its results and putting its own revenue at risk. This generates predictability, certainty, and aligned interest which are lacking in most health plans. Building custom health plans with aligned interests also results in better financial and health outcomes for employees.

Another unique proposition is that CBG Health can also be hired as a bolt-on consulting firm. They can be hired to bring expert strategies while working directly with the employer’s benefits broker. No need to fire anyone.

Through CBG Health and its partnering company PCS Advisers, over 2,000 companies now have health plans that are running efficiently. Those employers have recognized the importance of taking a large unknown expense and turning it into a CapEx which generates a measurable return to EBITDA.

When interviewed, Fox said, “We can’t take credit for our healthcare strategies. We stole most of the ideas from Tom Emerick who ran the benefits for Walmart, BP, and Burger King. Tom saved Walmart over $1 Billion in healthcare. When you are only making $6,000 in revenue per employee, it is crucial to actively manage claims before they happen. Many employers hire one of the top ten benefit brokers to manage their health spending. However, these three jumbo employers hired Tom, an independent consultant, and produced better results. Bigger isn’t always better. Sometimes it is best to get third-party, expert advice that is not clouded by under-the-table, revenue. Transparency is the key to a rich, low-cost plan.”