George Claassen is the President and Founder of Class Insurance Consulting(CIC), which started in 2014. Most businesses today look at the huge increases in their health insurance premiums and believe they have an insurance problem. They look for brokers who can solve this problem for them by selling them more insurance products.
We help businesses understand that the reason they are receiving these increases is mostly because of the way their employees are accessing health care and the way that they pay for that health care.
Where healthcare and health insurance/financing meet is our area of specialty.
Solutions we advise on and implement:
It is critical to have easy access to the best healthcare to keep your population healthy. One of the healthy side effects of improving quality in healthcare is that we lower the costs as well. I consult with businesses and doctors to bring healthcare directly to employees.
We build high-performance health plans that save businesses and employees a lot of money while at the same time eliminating the high out-of-pocket cost-sharing to employees that have become the order of the day. Employees are functionally uninsured if they are afraid to get the right care when they need it because of the high costs to them, resulting in reactive medicine instead of proactive medicine that keeps feeding the expensive fee-for-service beast.
We work closely with Direct Primary Care practices and other providers to build a unique benefits package to give employees easy access to the best healthcare services at no cost to employees. This helps to lower overall costs to employers and employees. The side effects include healthier, happier, and more productive employees while the company gets great value for the money they spend on providing great benefits.
The ideal new client for us is a company with a culture of embracing positive change. A lot can be accomplished if the leadership team decides to roll up their sleeves and invest some time into fixing these problems. Much can be gained over even a short period of time and the cost of doing nothing is huge.
We believe that if our clients are to be successful we need aligned incentives across the board with the business, the employees, and the partners we work with. We believe in full transparency when it comes to all compensation including all fees and commissions (if any). We also believe that our clients own the data relating to all healthcare costs and claims and they have the right to question and mitigate those claims and risks.
The goal we share with our clients is to help them get back control of their employee benefits, get more value for the money they spend, and to help the employees become smarter consumers of their healthcare while helping employees get easy access to the best healthcare